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We’re Banking for You!
In December, Target reported a security breach that affected over 70 million debit and credit card accounts used for shopping at Target from 11/27/13 through 12/15/13. Ojai Community Bank and its divisions in Santa Paula and Ventura took immediate action to protect our customers.
Please take time to use our online banking system to monitor your account transactions and contact us if you notice any unauthorized use on your account. If we contacted you that your card was compromised, and we have not already replaced your card, please come in for your new card. The security parameters of debit cards have been increased. This means that there is a greater chance of a transaction being denied on your card if it is deemed suspicious by our system. We apologize for any inconvenience this may have caused you, but rest assured that we are monitoring the situation to insure your security.
We identified the debit cards that were used during this time frame
- We called each customer personally and informed them of the risk
- We increased the security parameters for purchases made on those cards immediately to prevent further harm.
- We reissued new debit cards for customers right in their branch.
Welcome to Ventura Community Bank, a division of Ojai Community Bank. Our bank is dedicated to making a difference, both to you, the customer, and to the community we serve. At our bank we take pride in providing prompt and professional service to our customers. Our highly experienced bankers take the time to understand your financial requirements and needs. Come by one our office in Ventura and experience “real community banking!”
Ventura Community Bank, a division of Ojai Community Bank, provides personal service to the people and businesses of the City of Ventura, meets the credit needs of our market through local decision makers, and strives to achieve maximum value for all involved, as an ethically and socially responsible provider of financial services.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor’s accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html